Should You File Chapter 7 Bankruptcy?

Should You File Chapter 7 Bankruptcy?

If you’re struggling with debt, you may consider filing Chapter 7 bankruptcy to wipe the slate clean and start over with no outstanding debts. Chapter 7 bankruptcy is a type of bankruptcy in which certain property is sold and used to repay all or some of your debts. If you don’t have property ...

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Could Bankruptcy Be A Lifeline for Your Family?

Could Bankruptcy Be A Lifeline for Your Family?

Do you feel like you a drowning in debt? Have your phone and mailbox become symbols of stress? If you are in this situation, bankruptcy may be a solution to your problems. We often look at bankruptcy as a sign of failure.  But, if you look at it another way, bankruptcy opens the door to [&helli...

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Spousal Special Needs Trusts

Spousal Special Needs Trusts

When a spouse is disabled and has qualified to receive Medi-Cal (California’s Medicaid program), what happens if the “well” spouse dies first? Medi-Cal is a “needs based” program. That means there are strict income and asset requirements. A person applying for and receiving Medi-Cal must have less t...

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Who Takes Care of You if You Can’t Speak for Yourself?

Who Takes Care of You if You Can’t Speak for Yourself?

One of the most difficult decisions you may face is choosing the person who will speak on your behalf when it comes to financial or health care decisions or raising your children if you can’t speak on your own behalf. In fact, this is where most people get stuck in the estate planning process – [&he...

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California Advance Health Care Directives

California Advance Health Care Directives

Who takes care of you if you cannot care for yourself? Do you know who will take care of you if you are so sick that you cannot make your own healthcare decisions? Will that person be legally allowed to talk to your doctor and make decisions on your behalf? And, will that person know […]

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Working Effectively From Home (4/1/2020)

Working Effectively From Home (4/1/2020)

Are You Trying to Work from home, but finding it difficult?   Feeling frustrated  with your disorganized and cluttered rooms, or the crowded dining room and kitchen table?  Are your children’s homeschool and distance learning only adding to the confusion and stress? While we are ...

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Thatcher | Law’s Coronavirus Response

While it is not exactly business as usual at Thatcher | Law, we are moving forward to provide as much assistance to our clients as possible. If you’re feeling anxious about the news, then be proactive and make sure you have an up-to-date, comprehensive estate plan that includes detailed health care ...

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When Should I begin Estate Planning?

When Should I begin Estate Planning?

I was recently asked the question, “How old should I be when I start my estate planning?” It’s a great question, and the answer surprised her: Estate planning should begin as soon as someone legally becomes an adult (18 years old). At 18, you don’t need complicated estate planning, but there are sev...

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Top Excuses For Putting Off Estate Planning

I hear a lot of excuses why people are not ready to prepare an estate plan.  I even used some of these myself. I thought I would share the ones I hear most frequently. Seeing a lawyer is intimidating Lawyers can be intimidating, plus as a general profession, lawyers do not have the greatest reputati...

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